From the first day you live or work in the Netherlands, you are building a pension. Most expats don’t know this — or they do, but it feels so far away that they ignore it. This guide explains how the
Dutch Pension System 2026 (AOW): How It Works, How Much You’ll Get, and When You Retire Read More »
An international multicurrency debit card that lets you pay and withdraw money worldwide, without the foreign exchange fees your Dutch bank charges. Dutch banks typically charge a 1.5–3% foreign exchange commission every time you pay in a non-euro currency. Whether
Health insurance (zorgverzekering) is mandatory for everyone over 18 years old registered in the Netherlands. It doesn’t matter if you’re a Dutch national, an expat, or a recent arrival — if you live and work here, you must have it.
During the month of December every year it is possible to change health insurance, in this post I put all the things you should know to make an informed decision at the time of hiring health insurance. There are several
Health insurance in 2024 (Zorgverzekering) Read More »
In Mexico and other countries it is very common that credit cards give you points for your purchases, in the Netherlands this is not so common, in the article Pay your flight at interest free months I mentioned a credit
How to earn cashback on your purchases Read More »
Peer-to-peer (P2P) lending platforms are online sites that connect lenders and borrowers directly, without the intervention of a traditional financial institution such as a bank. This means that if you want to invest in a P2P platform, you would be
Investing in Personal Loans (P2P) with Mintos Read More »
If you live in the Netherlands and have money sitting in a current account earning next to nothing, Trade Republic is worth your attention. It lets you invest in stocks, ETFs, and bonds — and pays 3% interest per year
Investing in the stock market with Trade Republic Read More »
As I mentioned in the Investment account for begginners post, I will be depositing €50 per month into the Brand New Day Modelbeleggen account and will be documenting the performance of this account. At the end of September 2023 the
My Brand New Day account Read More »
Yes, I know the title is clickbait but keep reading because here is a way to save money that you may not have known about. What would you think if I told you that there was a place that pays
How to save at the supermarket Read More »
The cost of energy is familiar to all of us. It is usually the cost of gas to heat our homes and the cost of electricity. The consumption of both is measured by two meters in most households: the gas
Electricity Comparator in the Netherlands Read More »
