In this post you will find an updated table with the banks with the highest interest rates in the Netherlands. Transparency: this article contains affiliate links. If you sign up through them, Finanzas en Holanda may earn a commission at no extra cost to you. We only recommend products we would use with our own
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In the post The Dutch pension system I talked about how the pension system works, in that post I mentioned that there is a possibility to save for your retirement through a pension account with tax benefits. This post explains more about those accounts. Tax benefits The main benefit of saving in a pension account
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If you want to invest for your retirement in the Netherlands with low fees, a tax refund every year and no stock-picking headaches, the Brand New Day pension account (pensioenrekening-beleggen) is one of the most popular options. Here’s exactly how it works, what it costs and what you get back from the tax office —
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From the first day you live or work in the Netherlands, you are building a pension. Most expats don’t know this — or they do, but it feels so far away that they ignore it. This guide explains how the Dutch pension system works in 2026, how much you can expect to receive, what happens
Dutch Pension System 2026 (AOW): How It Works, How Much You’ll Get, and When You Retire Read More »
An international multicurrency debit card that lets you pay and withdraw money worldwide, without the foreign exchange fees your Dutch bank charges. Dutch banks typically charge a 1.5–3% foreign exchange commission every time you pay in a non-euro currency. Whether you’re travelling outside Europe or shopping online from international retailers, that adds up quickly. The
Health insurance (zorgverzekering) is mandatory for everyone over 18 years old registered in the Netherlands. It doesn’t matter if you’re a Dutch national, an expat, or a recent arrival — if you live and work here, you must have it. The good news: once you understand how the system works, you can make a smart
📅 This article is from 2024 and its figures are out of date. See the updated version: Health insurance in 2026 (Zorgverzekering): premiums, eigen risico and zorgtoeslag. During the month of December every year it is possible to change health insurance, in this post I put all the things you should know to make an
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In Mexico and other countries it is very common that credit cards give you points for your purchases, in the Netherlands this is not so common, in the article Pay your flight at interest free months I mentioned a credit card that gives you airline miles for your purchases. Transparency: this article contains affiliate links.
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Peer-to-peer (P2P) lending platforms are online sites that connect lenders and borrowers directly, without the intervention of a traditional financial institution such as a bank. This means that if you want to invest in a P2P platform, you would be lending money directly to other people or businesses instead of to a bank. Transparency: this
Investing in Personal Loans (P2P) with Mintos Read More »
If you live in the Netherlands and have money sitting in a current account earning next to nothing, Trade Republic is worth your attention. It lets you invest in stocks, ETFs, and bonds — and pays 3% interest per year for new customers on cash you haven’t invested yet, all from your phone, with no
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