Investments

What to do with your vakantiegeld? 5 options ordered by financial impact

May marks the favourite time of the year for many workers in the Netherlands: the vakantiegeld (holiday pay). It’s 8% of your gross annual salary that your employer accrues throughout the year and pays out in one go — usually between May and June. Transparency: this article contains affiliate links. If you purchase a product

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The Trade Republic Card and its cashback: how Saveback works (2026)

Trade Republic is launching a card that “gives you 1% back on your purchases” and everyone’s eyes light up: free cashback for spending? Well, yes and no. That 1% exists, but it doesn’t come back to you as cash to spend: it’s invested. It’s called Saveback and, properly understood, it’s quite a clever idea. Misunderstood,

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Money Market Funds in the Netherlands (2026): what they are, current returns, and alternatives

A money market fund is the most conservative option in the investment world: it invests in very short-term government debt, treasury bills, and bank deposits. The goal is not rapid growth — it is not to lose money while earning something more than a current account. In recent years, with ECB interest rates at high

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The 10 Most Frequently Asked Questions about Investing in the Netherlands (2026)

Do you want to start investing in the Netherlands but don’t know where to begin? You’re not alone. For many Latin Americans who have come to Holland, the world of investments here can feel distant or complicated — especially if you never had easy access to investment products in your home country. I’ve compiled the

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How to invest 10 euros in the stock market from the Netherlands (2026): ETFs, brokers, and where to start

Can you invest in the stock market with just 10 euros? Yes. The barrier to investing is no longer money — it’s knowing where to start. Today, there are regulated European brokers that allow you to buy ETFs with very small amounts, some even without charging a commission. In this article, I’ll explain what you

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