Trade Republic is launching a card that “gives you 1% back on your purchases” and everyone’s eyes light up: free cashback for spending? Well, yes and no. That 1% exists, but it doesn’t come back to you as cash to spend: it’s invested. It’s called Saveback and, properly understood, it’s quite a clever idea. Misunderstood,
The Trade Republic Card and its cashback: how Saveback works (2026) Read More »
In the Netherlands, credit cards are used much less frequently than in Mexico, Colombia, or Spain. Most day-to-day payments are made with a debit card (betaalpas) or iDEAL. However, there are specific situations — renting a car, booking a hotel, purchasing from certain online sites outside Europe — where a credit card is practically indispensable.
Credit Cards in the Netherlands (2026): comparison, prices and which one suits expats Read More »
If you’ve been living in the Netherlands for a while and have tried to apply for a loan, buy a phone on instalments, or even rent a house, you’ve probably heard the acronym BKR. But what exactly is it? Do you have one? Is it a bad thing? In this article, I’ll tell you everything
What is the BKR and how to check your registration in the Netherlands? (2026) Read More »
If you have just arrived in the Netherlands or are about to, one of the first things you will need is a bank account. Without it, you cannot receive your salary, pay rent, or set up direct debits for basic services. The problem is that there are several options in the Netherlands, and prices change
Did you know that from January 2026 in the Netherlands, they can pay you for charging your electric car at home? This is not a marketing trick or an unusual offer. It’s an official system of the Dutch government that forces fuel companies to compensate their emissions, and you could get part of that money.
Get Paid for Charging Your Electric Car at Home: How It Works in the Netherlands Read More »
Every May or June, your employer pays out your vakantiegeld (holiday pay) — 8% of your annual gross salary in one lump sum. Here are 5 options for making the most of it, ranked by long-term financial impact.
What to do with your vakantiegeld? 5 options ranked by financial impact Read More »
In the Netherlands, the government distributes hundreds of euros each month in direct subsidies to the bank accounts of millions of residents. These are called toeslagen and are designed to help those with lower and middle incomes cover essential expenses such as rent, healthcare insurance, or childcare. What’s surprising is that a significant portion of
The Four Dutch Government Subsidies You Might Be Missing (toeslagen 2026) Read More »
You have money saved in your ING, ABN AMRO, or Rabobank account. They pay you some interest. It’s not much, but “at least something is something,” you think. What if I told you that this “something” could be double—or more—without any additional risk? Transparency: this article contains affiliate links. If you sign up through them,
Raisin vs. your bank: how much money are you losing? Read More »
Now that the cold months are starting and it’s time to turn on the heating, that little worry about gas consumption starts to creep in. This post is about a way to save gas with a bit of physics, Transparency: this article contains affiliate links. If you sign up through them, Finanzas en Holanda may
How to Save Gas in Winter Read More »
Did you know that around 50% of households in the Netherlands are financially vulnerable? Transparency: this article contains affiliate links. If you sign up through them, Finanzas en Holanda may earn a commission at no extra cost to you. We only recommend products we would use with our own money. More information. In 2024, Deloitte
8 Financial Habits That Keep You Poor (and How to Change Them) Read More »
