March 2024

Liability insurance in the Netherlands (2026): complete AVP guide for expats

If you accidentally damage someone else’s property or injure a third party in the Netherlands, you are personally liable for the costs — even if it was a genuine accident. One cracked phone screen, one broken bicycle, one moment of distraction can cost you hundreds of euros. That’s why most Dutch households have an Aansprakelijkheidsverzekering

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