Mortgage rates in the Netherlands have risen sharply in recent months — one of the fastest jumps in the last decade. And that’s making many people ask the same question: is it a good idea to buy a house now, or is it better to wait? If you are a Latin American living in the
Is it a good time to buy a house in the Netherlands in 2026? Read More »
If you bought a house in the Netherlands more than three or four years ago, it’s very likely worth considerably more than you paid for it today. Dutch housing prices have risen steadily, and many homeowners have accumulated a significant amount of overwaarde without realising it — or without knowing what they can do with
When you’re in the middle of the process of buying a home in the Netherlands, a moment arrives when the mortgage advisor (hypotheekadviseur) asks you a question few first-time buyers expect: do you want an annuïteiten mortgage or a lineaire one? If nobody explained it to you before, the question can leave you blank just
In the Netherlands, it’s very common to hear that “making extra mortgage payments is always a good idea.” And while it makes sense in many cases, it’s not always the smartest decision. If you’re living in Holland and you have a mortgage (hypotheek), this article is for you. For the full picture of how mortgages
Should You Make Extra Mortgage Payments? In These 5 Situations, It’s Better Not To Read More »
So you’ve decided to take the leap and buy a house in the Netherlands. Fair enough — it’s a great place to put down roots. But navigating the Dutch real estate market can feel confusing at first, with its own vocabulary and rules that don’t quite match what you’re used to back home. Mortgages are
Mortgages in the Netherlands – Rates and costs Read More »
The National Hypotheek Garantie (NHG) is an essential tool for those wishing to purchase a home in the Netherlands. Let’s take a closer look at what it is and what benefits it offers: For the full picture of how mortgages work in the Netherlands — types, costs and current rates — see our main guide:
What is NHG (Nationale Hypotheek Garantie)? Read More »
Buying a house in the Netherlands is an important financial decision. One of the most crucial decisions you will make during this process is choosing the right mortgage. With a variety of banks and financial institutions offering different mortgage products, finding the best deal can be a challenge. This is where a mortgage comparator in
Netherlands Mortgage Comparison: Your guide to finding the best deal Read More »
In the world of personal finance, every euro counts. That’s why it’s crucial to understand how things like WOZ (Waarde Onroerende Zaken) can influence your household finances. In this article, we will explore how a higher WOZ may not be as bad as it seems at first glance, and in fact, it can save you
How to take advantage of a high WOZ? Read More »
