Finanzas en Holanda

Working 4 Days a Week in the Netherlands? What You Really Lose (and What You Don’t)

In the Netherlands, working four days a week is neither a rarity nor a privilege: many people negotiate it with their employer or it’s included in their job offer. You surely know someone who has a vrije dag during the week. But before taking the plunge, the million-dollar question is: how much money do you

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Birth Registration in the Netherlands: Procedures within the First 72 Hours

Congratulations, you have your baby in your arms! But before you dive headfirst into the bubble of nappies and sleepless nights, know that in the Netherlands, a bureaucratic clock starts ticking. Punctuality is law here, and registering your baby is no exception: you have 72 hours for the most important procedure of their new life.

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Money Market Funds in the Netherlands (2026): what they are, current returns, and alternatives

A money market fund is the most conservative option in the investment world: it invests in very short-term government debt, treasury bills, and bank deposits. The goal is not rapid growth — it is not to lose money while earning something more than a current account. In recent years, with ECB interest rates at high

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The 10 Most Frequently Asked Questions about Investing in the Netherlands (2026)

Do you want to start investing in the Netherlands but don’t know where to begin? You’re not alone. For many Latin Americans who have come to Holland, the world of investments here can feel distant or complicated — especially if you never had easy access to investment products in your home country. I’ve compiled the

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Credit Cards in the Netherlands (2026): comparison, prices and which one suits expats

In the Netherlands, credit cards are used much less frequently than in Mexico, Colombia, or Spain. Most day-to-day payments are made with a debit card (betaalpas) or iDEAL. However, there are specific situations — renting a car, booking a hotel, purchasing from certain online sites outside Europe — where a credit card is practically indispensable.

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How to invest 10 euros in the stock market from the Netherlands (2026): ETFs, brokers, and where to start

Can you invest in the stock market with just 10 euros? Yes. The barrier to investing is no longer money — it’s knowing where to start. Today, there are regulated European brokers that allow you to buy ETFs with very small amounts, some even without charging a commission. In this article, I’ll explain what you

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Box 3 in the Netherlands 2026: how much tax you pay on your savings and investments (and what changed)

If you have savings or investments in the Netherlands, there’s a tax you might have to pay that almost no one properly explains when you arrive: the wealth tax, known here as Box 3. In 2026, there have been important changes—some in your favour—and it’s worth understanding them to know how much you’ll pay and,

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Overwaarde in the Netherlands (2026): what your home equity is and what you can do with it

If you bought a house in the Netherlands more than three or four years ago, it’s very likely worth considerably more than you paid for it today. Dutch housing prices have risen steadily, and many homeowners have accumulated a significant amount of overwaarde without realising it — or without knowing what they can do with

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