Finanzas en Holanda

What to do with your vakantiegeld? 5 options ordered by financial impact

May marks the favourite time of the year for many workers in the Netherlands: the vakantiegeld (holiday pay). It’s 8% of your gross annual salary that your employer accrues throughout the year and pays out in one go — usually between May and June. Transparency: this article contains affiliate links. If you purchase a product

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Kinderbijslag and Kindgebonden Budget: the subsidies the government gives you for having children

Did you know that in the Netherlands the government automatically transfers money to you just for having children? It’s not a rumour or an exclusive benefit for citizens. If you live and work here legally, you most likely have the right to receive it. I’ll tell you how it works. Do you want to see

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The Trade Republic Card and its cashback: how Saveback works (2026)

Trade Republic is launching a card that “gives you 1% back on your purchases” and everyone’s eyes light up: free cashback for spending? Well, yes and no. That 1% exists, but it doesn’t come back to you as cash to spend: it’s invested. It’s called Saveback and, properly understood, it’s quite a clever idea. Misunderstood,

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How Much Does it Really Cost to Have a Baby in the Netherlands? Figures and Subsidies

Having a child in the Netherlands isn’t just about nappies and a cot. You’ll encounter a healthcare system with its own unique rules, childcare that feels like a second rent and, fortunately, a package of government support that can drastically reduce the bill… if you know how to apply for them. We’re going to break

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Holiday Days in the Netherlands: The 6-Month Rule That Can Cost You Days Without Warning

In Latin America, unused holiday days typically accumulate: you save them, negotiate them, or get paid for them at the end of the year. In the Netherlands, it works differently, and if you don’t know the rules, you can lose days without anyone explaining it to you. This happens to many people, especially those who

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Working 4 Days a Week in the Netherlands? What You Really Lose (and What You Don’t)

In the Netherlands, working four days a week is neither a rarity nor a privilege: many people negotiate it with their employer or it’s included in their job offer. You surely know someone who has a vrije dag during the week. But before taking the plunge, the million-dollar question is: how much money do you

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Birth Registration in the Netherlands: Procedures within the First 72 Hours

Congratulations, you have your baby in your arms! But before you dive headfirst into the bubble of nappies and sleepless nights, know that in the Netherlands, a bureaucratic clock starts ticking. Punctuality is law here, and registering your baby is no exception: you have 72 hours for the most important procedure of their new life.

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Money Market Funds in the Netherlands (2026): what they are, current returns, and alternatives

A money market fund is the most conservative option in the investment world: it invests in very short-term government debt, treasury bills, and bank deposits. The goal is not rapid growth — it is not to lose money while earning something more than a current account. In recent years, with ECB interest rates at high

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